Optimizing Payment Gateways with AI: Reducing Latency and Enhancing Security

Abstract

The growing reliance on digital transactions necessitates the continuous improvement of payment gateway systems to address challenges in latency, security, and overall performance. Artificial Intelligence (AI) has emerged as a powerful tool to optimize these systems by reducing transaction times, improving fraud detection, and enhancing customer experience. This research paper explores the role of AI in optimizing payment gateways, focusing on latency reduction and security enhancement. It delves into AI-driven techniques such as predictive analytics, anomaly detection, and machine learning algorithms, and discusses how these innovations contribute to faster, more secure payment processing. The paper also examines current challenges and provides an outlook on the future of AI in payment gateway systems.